Job Description :
This job develops, implements, coordinates, and manages all departmental operations in accordance with all applicable regulations; monitors the quality, accuracy, effectiveness and efficient delivery of all production, analysis, administration of services and reporting; ensures the integrity and consistent application of Underwriting policies and guidelines; applies judgment to develop appropriate adaptation of guidelines as deemed necessary to accommodate client specific situations; provides consultation in addressing complex client specific issues; sets results oriented performance standards and utilizes staff to their fullest potential; and provides training with the purpose of developing skills, knowledge and performance.
- Behave in a manner that exhibits the company’s core values. Support, interpret, and promote adherence to departmental and company goals, strategies, policies, procedures and norms. Manage and develop employees by setting clear, concise performance expectations, monitoring progress, providing constructive feedback and creating an environment that encourages ongoing growth. Complete performance planning and evaluations in a timely manner. Manage own activities and others to accomplish assigned goals and objectives within agreed upon time constraints. Develop sound strategies that create a line of sight from individual to department to company goals and objectives.
- Reviews renewal and prospect quotes to provide guidance as to whether results are reasonable and appropriate. Recommend modifications to situations that will result in adverse selection and subsequent financial loss.
- Demonstrate an expert understanding of the contents and intent of corporate risk management policies. Identify critical information needs in risk management negotiations and modify arrangements based on the information available. Discuss alternative risk management and pricing methods in use by others in the industry and provide advantages and disadvantages to each method.
- Oversee production to ensure timely and accurate completion of renewals and prospect quotes.
- Develop relationships with decision makers based on trust and credibility to enhance influence on risk management and pricing decisions. Provide solid and persuasive arguments to move Sales and external audiences toward appropriate risk solutions. Enhance department influence by negotiating workable solutions, meeting deadlines and providing responsive service.
- Lead departmental efforts in areas such as, but not limited to, pricing policy, departmental policies and procedures, product development, interdepartmental processes or corporate projects. Oversee departmental tools and processes such as, but not limited to, training, testing, reporting and process improvement. Support all audit and market conduct reviews in order to maintain compliant rates, controls and processes.
- Other duties as assigned or requested.
- Bachelor’s Degree in Mathematics, Actuarial Science, Finance, Business, Computer Science, Nursing, Healthcare Administration or other quantitative analysis discipline
- Substitution: 6 years of related experience
- 8 years of experience in underwriting or actuarial
- Producer’s License in Accident and Health or a willingness to pursue and obtain a Producer’s License within six months
- Possesses or is willing to obtain within two years, a professional designation related to the health care industry (i.e. HIAA/AMHC, CEBS, SOA) or a Licensed Registered Nurse without restriction
- Ongoing compliance with all requirements to keep all licenses and professional designations
- 12 years of experience in underwriting
- Expert understanding of the contents and intent of corporate risk management policies
- Skilled and knowledgeable interaction with various internal departments and external stakeholders
- Ability to work independently and assume responsibility for staff and complex projects
- Ethical business practices with adherence to all privacy and confidentiality policies and regulations
- Proven leadership skills – ability to motivate others to quickly achieve results in a matrixed environment
- Knowledge of industry and market trends to develop and champion long-term strategies
- Ability to effectively persuade others to listen, commit, and act on a new approach
- Self-confident with an ability to accept and respond to challenges in a positive manner
- Strong and effective verbal and written communication skills
- Effectively presents complex topics in a concise manner to audiences at various levels and in various sizes
- Broad understanding of business issues, metrics, organizational linkages and customer value
- Successful experience in achieving results through people in a complex environment
- Strong organizational and analytical skills in addition to project leadership and management skills
SCOPE OF RESPONSIBILITY
Does this role supervise/manage other employees?
Is Travel Required?
Yes – If assigned
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